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Terms of Service

Last updated: March 22, 2026

Acceptance of Terms

These Terms of Service govern your use of brunngasse.org and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services. We reserve the right to modify these terms at any time, and your continued use of our services following any changes constitutes your acceptance of the new terms.

Our retirement readiness coaching and post-career wellbeing services are designed specifically for individuals aged 45 and over in Switzerland. By using our platform, you confirm that you meet our age requirements and that you have the legal capacity to enter into this agreement. We encourage you to review these terms periodically to ensure you remain informed of any updates or changes to our service conditions.

User Obligations and Responsibilities

As a user of our services, you agree to provide accurate, current, and complete information when registering or accessing our platform. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account. We ask that you use our services in a lawful manner and respect the rights of others, including intellectual property rights and privacy expectations.

You agree not to engage in any conduct that disrupts, impairs, or interferes with the normal operation of our services. This includes uploading malicious software, attempting unauthorized access, or violating any local, state, national, or international law. You acknowledge that we provide goal setting frameworks, identity rebuilding guidance, social network maintenance strategies, and emotional resilience tools, and that your responsible use of these resources is essential to creating a positive experience for all users.

Intellectual Property Rights

All content, materials, designs, and intellectual property contained within our platform are owned by us or our content providers and are protected by applicable copyright, trademark, and other intellectual property laws. This includes our retirement coaching methodologies, structured goal-setting frameworks, post-career wellbeing resources, and identity rebuilding programs. You may not reproduce, distribute, transmit, or display any content without our prior written permission.

We grant you a limited, non-exclusive, non-transferable license to access and use our services for your personal, non-commercial purposes only. You may not modify, adapt, translate, or create derivative works based on our content or services. Any unauthorized use of our intellectual property is strictly prohibited and may result in legal action. We respect your privacy and any personal information you share through our coaching sessions is treated with confidentiality within the bounds of applicable law.

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services. Our coaching and wellbeing guidance is provided for informational and educational purposes. We do not provide medical, psychological, or financial advice, and our services should not be considered a substitute for professional consultation with qualified healthcare providers, therapists, or financial advisors.

While we strive to provide accurate, helpful information regarding retirement transitions, identity rebuilding, emotional resilience, and social network maintenance, we make no warranties regarding the completeness, accuracy, or applicability of our content to your specific circumstances. Our total liability for any claim arising from these terms or your use of our services shall not exceed the amount you have paid for our services in the past twelve months, or one hundred Swiss francs, whichever is greater.

Termination and Service Changes

We reserve the right to suspend, terminate, or restrict your access to our services at any time and for any reason, including violation of these terms, non-payment, or conduct we deem harmful to our community. Upon termination, your right to use our services ceases immediately. You remain responsible for any outstanding obligations, and we may delete your account data in accordance with our data retention policies and applicable Swiss privacy law.

We may modify, suspend, or discontinue any aspect of our services, including specific coaching modules, wellbeing resources, or platform features, at our discretion. We will provide notice of significant changes when possible. Your continued use of our services following such changes constitutes your acceptance. These terms shall survive any termination of your account or use of our services, with provisions regarding intellectual property, liability limitations, and dispute resolution remaining in effect indefinitely.

Questions About These Terms

If you have questions or concerns regarding these Terms of Service, or if you need clarification about our retirement coaching services, post-career wellbeing programs, goal setting frameworks, or emotional resilience resources, we encourage you to reach out to us. Our team is committed to providing clear explanations of our terms and ensuring you understand your rights and responsibilities as a user of our platform.